27 October, 2013

Privacy Policy

My Thoughts...

I hate spam as much as you do. If you subscribe to the free newsletter I will not spam you or sell your email address to anyone else. You can always unsubscribe by clicking the unsubscribe button at the bottom of the article.

The full version...

Your privacy is very important to RichardPF. So, this is a bit more detail to help understand how RichardPF will collect, use, communicate and disclose and make use of personal information. We will not rent, sell, lease, or give away any of your personal information.The following outlines the privacy policy. Please read this privacy policy before using the site or submitting any personal information. By using the site, you accept the practices described here.

Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and make use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law. We will only retain personal information as long as necessary for the fulfillment of those purposes. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorised access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information.

Cookie/Tracking Technology

RichardPF may use cookies and tracking technology which are useful for gathering information such as browser type and operating system, tracking the number of visitors to the site, and understanding how visitors use the site. Personal information cannot be collected via cookies and other tracking technology, however, if you previously provided personally identifiable information, cookies may be tied to such information. Third parties such as our advertisers may also use cookies to collect information in the course of serving ads to you. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. Google, in particular, as a third party vendor, may use cookies to serve ads on this site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Information collected by third-parties.

We may allow third-party companies that use tracking technologies, such as cookies or pixels, to record IP information about users who visit or interact with our website. Our website may provide personal information to these third parties. This information allows them to deliver targeted advertisements and gauge their effectiveness as well as provide any quotations or applications you may have requested.

Distribution of Information

We do share your personally identifiable information to third parties when you make an application or request a quotation. We may also share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorised transactions; or, (3) investigating fraud which has already taken place.

Commitment to Data Security

Other than your email address if you have chosen to subscribe to our mailing list, no personally identifiable information is kept by us. Any quotations or applications you request on the site are communicated directly to the third party providing the service and not ourselves. All emails and newsletters from this site allow you to opt out of further mailings.

Comments

Comments submitted to this website are the responsibility of the commenter. We reserve the right to remove or edit comments at our discretion. Site URLs (if provided) are published along with comments. E-mail addresses are required with the submission of comments but are not disclosed, unless the commenter deliberately does so him/herself by entering the e-mail address in the main comment box in addition to the box clearly labeled for the e-mail address.

RichardPF reserves the right to delete any comments that it deems not beneficial to the readership. This includes but is not limited to comments containing profanity, self promotion, harrassment, threats, or spam of any sort.

External Links

The web site contains links, applications and quotations which commuicate directly to other websites not owned by the owner of this website. We will not, and cannot, control how your personal information is used on these other websites. Consult the privacy policies of the these websites to see how they use your information

Privacy Contact Information

If you have any questions, concerns, or comments about our privacy policy or terms and conditions you may contact us.

We reserve the right to make changes to this policy. You are encouraged to review the privacy policy whenever you visit the site to make sure that you understand how any personal information you provide will be used.